Settlements

Settlement Information Availability

Aplazo’s settlement process currently offers two methods for merchants to receive their settlement information:

Aplazo Merchant Panel

• Log into the Aplazo Merchant Panel and navigate to the Payment Balance (Estado de Cuenta) section.

• Download a report containing sales, fees, and adjustments for the settlement period.

Merchant’s SFTP Server

• Provide Aplazo with an SFTP server where a settlement file will be deposited for each payment processed.

You can download the payment receipt for each bank transfer in Aplazo Merchant Panel.

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How it works

1. Cart ID

• When you request a payment, you include the cart_id in your request.

• Aplazo stores this ID to facilitate the settlement process.

1. Authorization Number (Loan ID)

• Upon payment confirmation, Aplazo returns an authorization (the loan_id).

• This ID is used alongside the cart_id to reconcile transactions between your system and Aplazo.

1. Matching Transactions

• During settlement, Aplazo uses both the cart_id and loan_id to align transaction data between your system and Aplazo’s records.

Settlement Process