Payment Flow

Payment Flow

1

Initiate Payment

When paying with Aplazo, the cashier should collect the customer's phone number (if using SMS/Whatsapp).

Send a request to create a payment with the order details.

2

Present Checkout

• Send Link via SMS/WhatsApp: Aplazo will text or message the checkout URL to the customer’s phone.

• Or Generate QR Code: Display the QR code on a screen or printout so the customer can scan and open the checkout page.

3

Customer Pays

The customer reviews their installment plan and makes the first payment on Aplazo’s secure checkout.

4

Payment Confirmation

While waiting for the customer, show a “Payment Pending” status on your POS for the cashier.

Set up a webhook to be notified when payment is confirmed, you can also periodically consult the payment status.

If the customer loses the checkout link send again the checkout link or generate a QR code.

5

Refunds & Cancellations

If the customer changes their mind before paying, the cashier can cancel the payment.

Sequence Diagram